PPF Interest Rate History: PPF Historical Interest Rates

In this article, we will try to understand how the rate of interest changed over the years in Public Provident Fund (PPF) scheme since its inception in 1952. Historical Interest Rates of PPF account will help us understand the importance and popularity of the scheme during the observation period.

PPF Interest Rate History

In the following table we have discussed the rate of interest payable in PPF accounts as fixed from time to time since the introduction of the scheme.

Year Rate of interest (p.a.)
 1968-69  4.8%
 1969-70  4.8%
 1970-71  5%
 1971-72  5%
 1972-73  5%
 1973-74  5.3%
 From 1.4.1974 to 31.7.1974  5.8%
 From 1.8.1974 to 31.3.1975  7%
 1975-76  7%
 1976-77  7%
 1977-78  7.5%
 1978-79  7.5%
 1979-80  7.5%
 1980-81  8%
 1981-82  8.5%
 1982-83  8.5%
 1983-84  9%
 1984-85  9.5%
 1985-86  10%
 From 1.4.1986 to 31.3.1999  12%
 From 1.4.1999 to 14.1.2000  12%
 From 15.1.2000 to 28.2.2001  11%
 From 1.3.2001 to 28.2.2002  9.5%
 From 1.3.2002 to 28.2.2003  9%
 From 1.3.2003 to 30.11.2011  8%
 From 1.12.2011 to 31.3.2012  8.6%
 From 1.4.2012 to 31.3.2013  8.8%
 From 1.4.2013 to 31.03.2016  8.7%
 From 1.4.2016 onward  8.1%

Note from now onward it will be reviewed quarterly by Government of India.